For smooth and secure banking transactions at the Punjab National Bank, visit the branch at RAM GANGA VIHAR, PHASE II, MORADABAD 244001. The IFSC code for this location is PUNB0SUPGB5. You can visit branch from Monday to Saturday between 10 AM and 4 PM. Please note that the branch is closed on the 2nd and 4th Saturdays of every month.
Punjab National Bank PRATHAMA U P GRAMIN BANK IFSC code : PUNB0SUPGB5 | |
IFSC Code | PUNB0SUPGB5
(Used for RTGS and NEFT transactions) |
Bank | Punjab National Bank |
Address | RAM GANGA VIHAR, PHASE II, MORADABAD 244001 |
City | MORADABAD |
District | MORADABAD |
State | UTTAR PRADESH |
Branch | PRATHAMA U P GRAMIN BANK |
Phone Number | 0-0 |
Customer Care | 1800 1800 |
Difference Between IFSC, MICR and SWIFT Code
The IFSC, MICR, and SWIFT codes are essential components of banking transactions, serving unique purposes in financial transfers. IFSC (Indian Financial System Code) is a unique 11-character code used primarily in India to facilitate electronic money transfers between banks specifically within the NEFT and RTGS systems. MICR (Magnetic Ink Character Recognition) is a 9-digit code that helps in processing cheques faster, ensuring that transactions are secure and efficient. SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes, on the other hand, are used for international money transfers, identifying banks globally so that money can reach the correct destination across borders.
Tabular Comparison:
Feature | IFSC Code | MICR Code | SWIFT Code |
Length | 11 characters | 9 digits | 8 or 11 characters |
Purpose | Facilitates electronic transfers within India | Facilitates fast and accurate cheque processing | Facilitates international bank transactions |
Usage | Used in NEFT, RTGS, and IMPS | Used in cheque clearing | Used in international fund transfers |
Geographical Applicability | Only applicable in India | Predominantly used in India | Used worldwide |
Nature of Code | Alphanumeric | Numeric (with special characters in ink) | Alphanumeric |
Disclaimer- While we make every effort to update our information with the latest data available from the RBI, we encourage users to verify the details with the relevant bank before relying on it. We are not liable for any inaccuracies or incomplete information, nor for any damage that might arise from using the information provided on our site.